I spend a lot of idle time thinking about how we can get our personal finances back to the glory days of 2008 for us. Back when we didn't have a larger home, a baby, 2 incomes and all the expenses that come with them. Thats not to say we want to go ...

Click here to read complete article.

Dropping Incomes Many people have been complaining over the past year that incomes are dropping. These are facts for people with jobs. Others who are facing job losses are living on unemployment benefits. Incomes are dropping but not expenses. The increase in expenses is a fact, which we have to live with. Food, utility, and consumable ...

Click here to read complete article.

What is a car title loan and how can I use it to my advantage? Emergency Funds What do you do in a situation when you need funds urgently? People approach banks for loans, and in most cases, may even get one. Banks have lengthy paperwork, which they will be required to complete. They may be rejected ...

Click here to read complete article.

Banks are still on the hunt for prey Many major banks have been making the news more recently; this is due to their bad gambling predictions regarding mortgages and their overall poor mismanagement. It would be a very bad generalization and inaccurate to blame all banks for their wrongdoing. The larger banks have been predators preying ...

Click here to read complete article.

You could lose your car if you miss a single payment If you need to raise a few thousand dollars and you can’t get a regular bank loan, you might be tempted to apply for a car title loan. Your vehicle is put up as collateral, and then you repay the money over a few months. ...

Click here to read complete article.